employment practices liability Insurance

Employment Practices Liability Insurance (EPL) exists to protect you and your business from potential disaster due to claim brought by past or current employees, prospective employees (people you didn't hire) and claims brought by customers, clients or vendors.

• 1 out of 4 employers incur an EPL claim every 5 years
• The average cost to litigate an EPL claim is nearly $280,000
• The average cost to get rid of a nuisance suit is $30,000

What does an EPL policy cover? Quick Quote

• Sexual or other harassment
• Discrimination
• Wrongful Termination
• Retaliation
• Numerous tort causes of loss (wrongful or negligent acts)
• Wage and hour violations (unpaid overtime)

Most policies also provide the added benefit of a broad range of FREE Employment Practices services, including assistance with troublesome situations, employee manuals, proper policies, and procedures and general questions regarding proper employment practices.

Contact ustoday for more information aboutEmployment Practices Liability Insurance or fill out our online quote form.

CA License #0F56527

Welcome to Unique Risk Management and Insurance Services LLC.  

We are a full service independent insurance agency offering commercial and personal lines as well as employee benefits.

We are committed to providing you with the best possible coverage, tailored to your specific needs at a reasonable cost.

29833 Santa Margarita Parkway
Suite 400
Rancho Santa Margarita , CA 92688

Tel: 949-305-5577 
Fax: 949-305-5077
Toll Free: (877) 2B - Unique